@font-face{font-family:"Manrope";font-style:normal;font-weight:400 800;font-display:swap;src:url(/assets/fonts/manrope-cyrillic.woff2)format("woff2");unicode-range:U+0301,U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116}@font-face{font-family:"Manrope";font-style:normal;font-weight:400 800;font-display:swap;src:url(/assets/fonts/manrope-cyrillic-ext.woff2)format("woff2");unicode-range:U+0460-052F,U+1C80-1C8A,U+20B4,U+2DE0-2DFF,U+A640-A69F,U+FE2E-FE2F}@font-face{font-family:"Manrope";font-style:normal;font-weight:400 800;font-display:swap;src:url(/assets/fonts/manrope-latin.woff2)format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}@font-face{font-family:"Unbounded";font-style:normal;font-weight:400 600;font-display:swap;src:url(/assets/fonts/unbounded-cyrillic.woff2)format("woff2");unicode-range:U+0301,U+0400-045F,U+0490-0491,U+04B0-04B1,U+2116}@font-face{font-family:"Unbounded";font-style:normal;font-weight:400 600;font-display:swap;src:url(/assets/fonts/unbounded-cyrillic-ext.woff2)format("woff2");unicode-range:U+0460-052F,U+1C80-1C8A,U+20B4,U+2DE0-2DFF,U+A640-A69F,U+FE2E-FE2F}@font-face{font-family:"Unbounded";font-style:normal;font-weight:400 600;font-display:swap;src:url(/assets/fonts/unbounded-latin.woff2)format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}:root{--ink:#122235;--muted:#617286;--paper:#f5f8fb;--panel:rgba(255,255,255,.76);--line:rgba(110,139,162,.2);--accent:#4c7dff;--accent-2:#45d1dd;--accent-rgb:76,125,255;--dark:#08111f;--radius:28px;--shadow:0 28px 80px rgba(29,60,91,.14);--ease:cubic-bezier(.2,.72,.2,1)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:Manrope,Arial,sans-serif;font-size:16px;line-height:1.65;overflow-x:hidden}body::selection{background:rgba(var(--accent-rgb),.24)}a{color:inherit}button,input,select,textarea{font:inherit}button{color:inherit}[hidden]{display:none!important}.sr-only{position:absolute!important;width:1px!important;height:1px!important;padding:0!important;margin:-1px!important;overflow:hidden!important;clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important}.site-shell{width:min(1320px,calc(100% - 48px));margin-inline:auto}.theme-warm{--paper:#f4f0ec;--ink:#282421;--muted:#746d68;--accent:#b87454;--accent-2:#dcb873;--accent-rgb:184,116,84;--dark:#171615}.global-header{position:fixed;z-index:1000;left:0;right:0;top:0;height:82px;border-bottom:1px solid rgba(117,143,165,.12);background:rgba(247,250,253,.82);backdrop-filter:blur(20px) saturate(1.3);transition:height .3s,box-shadow .3s,background .3s}.global-header.is-scrolled{height:72px;box-shadow:0 14px 50px rgba(18,41,65,.12);background:rgba(248,251,253,.94)}.header-shell{height:100%;display:flex;align-items:center;gap:28px}.global-brand{display:inline-flex;align-items:center;gap:12px;text-decoration:none;white-space:nowrap}.global-brand-mark{position:relative;width:36px;height:36px;border:1px solid rgba(var(--accent-rgb),.18);border-radius:12px;background:linear-gradient(145deg,rgba(255,255,255,.9),rgba(var(--accent-rgb),.12));box-shadow:inset 0 1px 0#fff,0 8px 20px rgba(var(--accent-rgb),.14)}.global-brand-mark i,.global-brand-mark b{position:absolute;display:block;width:10px;height:21px;top:7px;border-radius:3px;transform:skew(-16deg)}.global-brand-mark i{left:9px;background:var(--accent)}.global-brand-mark b{right:8px;background:var(--accent-2);opacity:.8}.global-brand>span:last-child{display:flex;flex-direction:column;line-height:1.05}.global-brand strong{font-size:16px;letter-spacing:-.02em}.global-brand small{margin-top:5px;color:var(--muted);font-size:9px;font-weight:800;letter-spacing:.14em;text-transform:uppercase}.global-menu{margin-left:auto;display:flex;align-items:center;gap:24px;font-size:13px;font-weight:750}.global-menu>a,.nav-parent,.nav-toggle{border:0;background:0 0;text-decoration:none;cursor:pointer}.global-menu>a,.nav-parent{padding:12px 0}.global-menu>a:hover,.nav-parent:hover,.nav-toggle:hover{color:var(--accent)}.nav-group{position:relative;display:inline-flex;align-items:center}.nav-parent{padding-right:3px}.nav-toggle{width:27px;height:36px;padding:0;display:grid;place-items:center}.nav-toggle span{font-size:12px;transition:transform .2s}.nav-group.is-open>.nav-toggle span{transform:rotate(180deg)}.nav-panel{position:absolute;top:calc(100% + 14px);left:-22px;width:330px;padding:12px;border:1px solid rgba(123,151,174,.15);border-radius:20px;background:rgba(252,253,255,.98);box-shadow:0 28px 70px rgba(14,35,57,.2);opacity:0;visibility:hidden;transform:translateY(10px);transition:.25s var(--ease)}.nav-group:hover .nav-panel,.nav-group:focus-within .nav-panel,.nav-group.is-open .nav-panel{opacity:1;visibility:visible;transform:none}.nav-panel a{display:flex;flex-direction:column;padding:13px 14px;border-radius:13px;text-decoration:none}.nav-panel a:hover{background:rgba(var(--accent-rgb),.08)}.nav-panel b{font-size:13px}.nav-panel small{margin-top:3px;color:#718095;font-size:11px}.header-button{display:inline-flex;align-items:center;justify-content:center;min-height:43px;padding:0 18px;border-radius:13px;background:linear-gradient(105deg,var(--accent),var(--accent-2));box-shadow:0 12px 26px rgba(var(--accent-rgb),.24);color:#fff;font-size:12px;font-weight:850;text-decoration:none;white-space:nowrap}.global-menu-toggle{display:none;width:44px;height:44px;margin-left:auto;border:1px solid var(--line);border-radius:14px;background:rgba(255,255,255,.12)}.global-menu-toggle span:not(.sr-only){display:block;width:20px;height:2px;margin:5px auto;background:currentColor;border-radius:2px}.nav-mobile-cta{display:none!important}.breadcrumbs{display:flex;align-items:center;gap:8px;flex-wrap:wrap;margin-bottom:34px;color:rgba(255,255,255,.55);font-size:11px;font-weight:750}.breadcrumbs a{text-decoration:none}.breadcrumbs a:hover{color:#fff}.breadcrumbs b{color:rgba(255,255,255,.9)}.page-kicker{display:flex;align-items:center;gap:12px;margin:0 0 20px;color:var(--accent-2);font-size:11px;font-weight:850;letter-spacing:.14em;text-transform:uppercase}.page-kicker span{width:28px;height:1px;background:currentColor;box-shadow:15px 0 18px currentColor}.button{display:inline-flex;align-items:center;justify-content:center;min-height:54px;padding:13px 24px;border:0;border-radius:16px;background:linear-gradient(110deg,var(--accent),var(--accent-2));box-shadow:0 18px 42px rgba(var(--accent-rgb),.28);color:#fff;font-weight:850;text-align:center;text-decoration:none;cursor:pointer;transition:transform .25s var(--ease),box-shadow .25s}.button:hover{transform:translateY(-3px);box-shadow:0 23px 50px rgba(var(--accent-rgb),.38)}.visual-image{border:1px solid rgba(255,255,255,.14);border-radius:38px;overflow:hidden;background:#0a0e14;box-shadow:0 40px 90px rgba(0,0,0,.38);transform:perspective(1100px) rotateY(-4deg)}.visual-image::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(5,8,14,.68),transparent 32%),linear-gradient(180deg,transparent 65%,rgba(4,6,11,.5))}.table-shell{margin:30px 0;overflow:auto;border:1px solid var(--line);border-radius:24px;background:var(--panel);box-shadow:var(--shadow)}table{width:100%;border-collapse:collapse;min-width:700px}th,td{padding:16px 18px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}th{background:rgba(var(--accent-rgb),.08);color:var(--ink);font-size:12px;letter-spacing:.05em;text-transform:uppercase}td{font-size:14px}tr:last-child td{border-bottom:0}.calculator{border:1px solid rgba(225,159,61,.22);border-radius:34px;background:#fff;box-shadow:0 38px 100px rgba(103,70,28,.14);overflow:hidden;color:#30271f}.calc-progress{height:52px;padding:0 42px;display:flex;align-items:center;gap:18px;border-top:1px solid rgba(225,159,61,.16);border-bottom:1px solid rgba(225,159,61,.16);background:#fff}.calc-progress>i{width:180px;height:5px;border-radius:99px;background:linear-gradient(90deg,#ed9828 var(--calc-progress,16.6%),#f0e6d8 var(--calc-progress,16.6%))}.calc-progress span{font-size:12px;font-weight:800;color:#867666}.calc-step{display:none;padding:42px}.calc-step.is-active{display:block;animation:stepIn .42s var(--ease)}@keyframes stepIn{0%{opacity:0;transform:translateY(14px)}}.calc-branch{min-height:150px;padding:20px;border:1px solid #eee1cf;border-radius:20px;background:#fffaf2;text-align:left;cursor:pointer;transition:.25s}.calc-branch:hover,.calc-branch.is-selected{border-color:#efab4d;background:#fff0d7;transform:translateY(-4px);box-shadow:0 18px 35px rgba(224,145,39,.15)}.calc-branch>span{display:block;color:#d28a2f;font-size:10px;font-weight:900;letter-spacing:.12em}.calc-branch b{display:block;margin:14px 0 7px;font-size:17px}.calc-branch small{color:#87796c;font-size:12px;line-height:1.4}.hint{display:inline-grid;place-items:center;width:20px;height:20px;padding:0;border:1px solid #d7c3a8;border-radius:50%;background:#fff;color:#b5782b;font-size:11px;cursor:pointer}.form-message{margin:0;color:#8ff0ce;font-size:13px}.qualification-progress{height:56px;padding:0 38px;display:flex;align-items:center;gap:18px;border-bottom:1px solid rgba(255,255,255,.1);background:rgba(255,255,255,.03)}.qualification-progress i{width:200px;height:5px;border-radius:99px;background:linear-gradient(90deg,#61d9dc var(--form-progress,20%),rgba(255,255,255,.1) var(--form-progress,20%))}.qualification-progress span{font-size:12px;font-weight:800;color:#aebbd0}.qualification-step{display:none;padding:42px}.qualification-step.is-active{display:block;animation:stepIn .4s var(--ease)}.legal-hero{padding:160px 0 80px;background:var(--dark);color:#fff}.legal-hero h1{max-width:980px;margin:20px 0;font-family:Unbounded;font-size:clamp(38px,5vw,70px);font-weight:500;line-height:1.05;letter-spacing:-.05em}.legal-content{padding:80px 0 120px}.legal-card{max-width:850px;padding:40px;border:1px solid var(--line);border-radius:28px;background:var(--panel);box-shadow:var(--shadow)}.legal-card dl{margin:0}.legal-card dl>div{display:grid;grid-template-columns:220px 1fr;gap:25px;padding:17px 0;border-bottom:1px solid var(--line)}.legal-card dl>div:last-child{border-bottom:0}.legal-card dt{color:var(--muted)}.legal-card dd{margin:0;font-weight:800}.global-footer{padding:80px 0 0;background:#07101d;color:#eff5ff}.footer-main{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:60px;padding-bottom:60px}.global-brand-footer{color:#fff}.footer-intro p{max-width:360px;color:#94a4b9}.footer-contact{display:flex;flex-direction:column;gap:6px}.footer-contact a{font-weight:800;text-decoration:none}.footer-column{display:flex;flex-direction:column;gap:10px}.footer-column strong{margin-bottom:8px;color:#fff;font-size:12px;letter-spacing:.1em;text-transform:uppercase}.footer-column a{color:#96a7bb;font-size:13px;text-decoration:none}.footer-column a:hover{color:#fff}.footer-bottom{padding:22px 0;display:flex;justify-content:space-between;gap:24px;border-top:1px solid rgba(255,255,255,.1);color:#77899f;font-size:11px}.footer-bottom div{display:flex;gap:18px}.footer-bottom a{text-decoration:none}[data-reveal],[data-reveal-section]{opacity:0;transform:translateY(24px);transition:opacity .7s var(--ease),transform .7s var(--ease)}[data-reveal].is-visible,[data-reveal-section].is-visible{opacity:1;transform:none}@media (max-width:1120px){.global-menu{gap:12px}.global-menu>a,.nav-parent{font-size:12px}.header-button{display:none}}@media (max-width:1120px){.site-shell{width:min(100% - 32px,760px)}.global-header{height:72px}.global-menu-toggle{display:block}.header-shell{gap:14px}.global-menu{position:fixed;left:16px;right:16px;top:82px;max-height:calc(100vh - 98px);padding:18px;display:none;flex-direction:column;align-items:stretch;gap:2px;border:1px solid var(--line);border-radius:24px;background:rgba(249,252,255,.98);box-shadow:0 30px 80px rgba(12,30,50,.28);overflow:auto}.global-menu.is-open{display:flex}.global-menu>a,.nav-parent{width:100%;padding:13px;text-align:left;font-size:14px}.nav-group{width:100%;display:grid;grid-template-columns:1fr 48px}.nav-toggle{width:48px;height:48px;justify-self:end;border:1px solid var(--line);border-radius:13px}.nav-panel{position:static;grid-column:1/-1;width:auto!important;margin:0 8px 10px;padding:5px;display:none;opacity:1;visibility:visible;transform:none;box-shadow:none}.nav-group:hover .nav-panel,.nav-group:focus-within .nav-panel{display:none}.nav-group.is-open .nav-panel{display:block}.global-menu>.nav-mobile-cta{min-height:48px;margin-top:10px;padding:13px 18px!important;display:flex!important;align-items:center;justify-content:center;border-radius:14px;background:linear-gradient(105deg,var(--accent),var(--accent-2));color:#fff!important;font-weight:850;text-align:center}.visual-image{transform:none}.footer-main{grid-template-columns:1fr 1fr}.footer-intro{grid-column:1/-1}}@media (max-width:620px){body{font-size:15px}.site-shell{width:calc(100% - 24px)}.global-brand strong{font-size:15px}.global-brand small{font-size:8px}.global-brand-mark{width:34px;height:34px}.visual-image{border-radius:25px}.button{width:100%}.calculator{border-radius:24px}.calc-step{padding:25px 20px}.calc-progress{padding:0 20px}.calc-progress>i{width:110px}.calc-branch{min-height:120px}.qualification-progress{padding:0 20px}.qualification-progress i{width:110px}.qualification-step{padding:26px 20px}.footer-main{grid-template-columns:1fr;gap:35px}.footer-intro{grid-column:auto}.footer-bottom{flex-direction:column}.footer-bottom div{flex-direction:column}.legal-hero{padding:130px 0 60px}.legal-hero h1{font-size:38px}.legal-card{padding:24px}.legal-card dl>div{grid-template-columns:1fr;gap:4px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,::before,::after{animation:none!important;transition:none!important}[data-reveal],[data-reveal-section]{opacity:1;transform:none}}.global-brand small{font-size:13px}.nav-panel small,.breadcrumbs,.page-kicker,.calc-progress span,.calc-branch>span,.calc-branch small,.qualification-progress span,.footer-column strong,.footer-bottom{font-size:13px}.header-button,.footer-column a{font-size:14px}.hint{width:22px;height:22px;font-size:13px}@media (max-width:620px){body{font-size:16px}.global-brand small{font-size:13px}}:root{--section-space:clamp(92px,9vw,150px);--card-radius:26px;--hairline:rgba(90,119,145,.17)}body:not(.article-page){font-size:17px}.global-header{border-color:rgba(105,134,158,.15);background:rgba(248,251,253,.91);color:#14263a;box-shadow:0 10px 38px rgba(19,43,67,.06)}.global-header.is-scrolled{background:rgba(250,252,254,.97);box-shadow:0 16px 52px rgba(19,43,67,.13)}.global-header .global-brand{color:#14263a}.global-header .global-brand small{color:#6e8094}.global-header .global-menu{color:#14263a}.global-header .nav-panel{border-color:rgba(123,151,174,.15);background:rgba(252,253,255,.99);color:#14263a}.global-header .nav-panel small{color:#718095}.global-header .global-brand-mark{border-color:rgba(85,124,255,.18);background:linear-gradient(145deg,#fff,rgba(85,124,255,.1))}.global-header .global-brand-mark i{background:#557cff}.global-header .global-brand-mark b{background:#54cfd9}.global-header .header-button{background:linear-gradient(105deg,#557cff,#54cfd9);box-shadow:0 12px 26px rgba(85,124,255,.24)}.page-kicker{font-size:13px;letter-spacing:.12em}.breadcrumbs{margin-bottom:42px;font-size:13px}.global-footer{position:relative;border-top:1px solid rgba(255,255,255,.08);background:#08111f}@media (max-width:1120px){.global-header .global-menu{background:rgba(249,252,254,.99)!important;color:#14263a}.global-header .nav-panel{background:#fff!important;color:#14263a!important}}@media (max-width:900px){.global-header .global-menu{background:rgba(249,252,254,.99)!important;color:#14263a}.global-header .nav-panel{background:#fff!important;color:#14263a!important}}@media (max-width:620px){body:not(.article-page){font-size:16px}.site-shell{width:calc(100% - 28px)}}.breadcrumbs{color:rgba(238,246,255,.63)}.breadcrumbs b{color:rgba(255,255,255,.96)}[data-reveal],[data-reveal-section]{transform:translateY(14px);transition-duration:.42s}@media (min-width:901px) and (max-height:800px){.breadcrumbs{margin-bottom:26px}.page-kicker{margin-bottom:16px}}@media (max-width:620px){.breadcrumbs{margin-bottom:28px}.legal-hero h1{max-width:100%;font-size:clamp(32px,10.2vw,40px);line-height:1.06;overflow-wrap:anywhere;word-break:normal;hyphens:auto}.legal-card{min-width:0;max-width:100%}}@media (max-width:760px){.qualification-progress{padding:0 20px}.qualification-progress i{width:clamp(82px,28vw,140px)}.qualification-step{padding:28px 20px}}